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NEWAccounting from Clywell

Clean books.
Every naira accounted for.

Record every sale and expense, send invoices when you're ready, and always know where you stand. Real double-entry, built for how businesses in Nigeria actually run, and free for as long as it fits you.

Free plan · No card · No time limit

  • Double-entry at the core

    Every sale, expense, invoice and bill posts a balanced journal. No shortcuts.

  • Nigerian chart of accounts

    Set up for you on day one, ready to adjust to your business.

  • VAT and WHT built in

    Worked out on every sale and expense, and ready at filing time.

  • Naira first

    Built around NGN from the ground up, not bolted on afterwards.

What's inside

From your first sale to year-end, in one place.

Money in and out

Record it as it moves.

Cash in the till or a transfer to your account, rent paid or diesel bought: log it in seconds. Books posts it to the ledger for you, so your profit and VAT are always up to date.

TodayIn ₦131,500 · Out ₦92,000

Daily takings

Cash on hand

+86,500

Transfer from Mrs Adebayo

Business account

+45,000

Diesel for the generator

Cash on hand · receipt attached

−28,000

Stock from Balogun market

Business account · receipt attached

−64,000
Money inMoney out

Invoicing

Invoice, send, get paid.

When customers need an invoice, send one that carries your business and bank details. When the money lands, record the receipt and your receivables update themselves.

Issue INV-0043

Lagos Ferry Co. · ₦537,500.00

Email this invoice

To accounts@lagosferry.ng, with the PDF attached

Download PDFIssue and send

Purchases and approvals

Bills that pass through the right hands.

On your own, recording a bill is one step. When the team grows, turn on approvals: one person drafts, another signs off, and nothing reaches the ledger until they do.

Awaiting your approval2 bills

Ikeja Power Solutions

BILL-0118 · submitted by Tunde

₦386,000
RejectApprove

Yaba Office Supplies

BILL-0119 · submitted by Tunde

₦74,250
RejectApprove

Reconcile in an afternoon, not a week.

Upload the PDF statement your bank already sends you, or Excel or CSV. Books checks every line against the statement's balances, then you match each one to an entry you already have, or create one.

Reports your accountant will trust.

  • Trial balance
  • Profit and loss
  • Balance sheet
  • General ledger and cash flow
  • Receivables and payables aging

Bring in your accountant.

Invite your team with the access they need, and nothing more. An outside accountant gets the accounting, without your exports or full customer and vendor records.

  • Accountant
  • External Accountant
  • Bookkeeper
  • Viewer
  • Approver

Leave the spreadsheets behind, keep the history.

A guided setup brings in your opening balances, open invoices and unpaid bills. Preview every import before it lands, and undo it if something looks off.

Under the hood

Built the way an accountant would build it.

  • Corrections, never deletions

    A posted entry is fixed by reversing it, so the history always adds up.

  • Lock dates

    Close a period once it's reviewed, and nothing can post into it again.

  • A full audit trail

    See who created, approved and posted every record, and when.

Trial balanceAs at 30 Sep 2026
AccountDebitCredit
Bank8,412,650
Receivables3,870,000
Operating expenses4,217,750
Payables1,105,400
VAT output412,500
Owner's equity3,500,000
Sales11,482,500
Balanced16,500,40016,500,400

How it works

Your books can start today.

  1. Create your business

    Name it, tell us who will use Books, and pick a plan. Free is always there.

  2. Set the basics

    Your financial year, and your TIN and RC number if you have them.

  3. Start recording

    Log today's money in and out straight away, and add opening balances whenever you have them.

Pricing

Pay for the size of your business, not for features.

Every plan has the same bookkeeping. You choose how much you record each month. Free isn't a trial: keep it for as long as it fits.

  • Free

    For a trader or freelancer starting out.

    Freeforever

    Join the waitlist
    • 1 user
    • · 1 bank account, plus cash
    • · 100 records a month
    • · 5 customers and vendors
    • Money in and money out, with receipt photos
    • Limited invoicing and receipts
    • Trial balance, P&L and balance sheet
    • Opening balances and imports
  • Starter

    Popular

    For a small shop or one-person firm.

    ₦5,000/ month

    VAT included

    Join the waitlist
    • 2 users
    • · 3 bank accounts
    • · 350 records a month
    • · 100 customers and vendors

    Everything in Free, plus

    • Invoicing, bills and vendor payments
    • Email invoices and receipts as PDFs
    • Bank statement import and reconciliation
    • Approvals and manual journals
    • All reports and exports
  • Business

    For an established business with a bookkeeper.

    ₦15,000/ month

    VAT included

    Join the waitlist
    • 5 users
    • · 5 bank accounts
    • · 1,500 records a month
    • · 1,000 customers and vendors

    Everything in Starter, plus

    • Approval rules: amount thresholds and who signs off
    • Exports at volume, 150 a month
  • Growth

    For a multi-branch business with a finance team.

    ₦35,000/ month

    VAT included

    Join the waitlist
    • 15 users
    • · 15 bank accounts
    • · 5,000 records a month
    • · 10,000 customers and vendors

    Everything in Business, plus

    • Approval rules across branches and teams
    • Exports at volume, 500 a month
  • Enterprise

    For large or complex businesses.

    Custom

    Priced around your business

    Talk to us
    • 50 users
    • · 50 bank accounts
    • · 20,000 records a month
    • · 50,000 customers and vendors

    Everything in Growth, plus

    • Limits and price built around your business
    • Your brand only: no Clywell Books line on invoices, emails or exports
    • A year of audit history

Add only what you need

Extras and modules are billed monthly on top of your plan. Payroll, extra users, extra bank accounts and white-label need a paid plan.

  • Extra user

    ₦1,500

    each, per month, VAT included

  • Extra bank account

    ₦1,000

    each, per month, VAT included

  • VAT filing

    ₦2,400

    per month, on every plan including Free, VAT included

  • Payroll

    ₦7,500

    per month with 5 employees, then ₦750 for each more, VAT included

  • White-label

    ₦5,000

    per month: your logo, no Clywell Books line, VAT included

What counts as a record? A sale, a purchase or an adjustment: money in or out, an invoice issued, a bill approved or a journal posted. It counts once, however many times it is paid. Receipts, payments, voids and reversals never count, and neither do imported past records.

FAQ

Questions, answered.

Do I need to send invoices to use Books?
No. Record what comes in and what goes out, cash or transfer, and Books keeps the ledger, VAT and reports for you. Invoicing is there when you need it.
Is the Free plan really free?
Yes. No card and no expiry. It's one user with a monthly allowance of records, enough to log a few sales and expenses every day. A paid plan adds room, never different bookkeeping.
Can my accountant work in my books?
On any paid plan, invite them as an Accountant, External Accountant, Bookkeeper or Viewer, and add Approver for whoever signs off. Each person signs in with their own Clywell account.
Does it handle VAT and withholding tax?
Yes. VAT is worked out on every sale, expense, invoice and bill, and WHT on payments and receipts. With VAT filing, monthly VAT schedules (sales, adjustments and purchases) come straight from the ledger, laid out to copy into the NRS return. It is an add-on you can buy on any plan, Free included.
I use spreadsheets today. Can I move over?
A guided setup and downloadable templates bring in balances, open invoices and unpaid bills. You preview each import, and can undo it.
What happens if I change plans?
Your records stay. Every entry, invoice, bill and core report is part of every plan; plans differ in how much you record each month, not in what Books can do. Reach a limit and Books pauses that one action and offers an upgrade, with no surprise bill.

Your books, finally in order.

Setup takes minutes. Start recording today.

Opening soon

Be first in when Books opens.

Leave your email and we'll write to you once, the day Clywell Books opens. No spam, and no card needed to start on Free.